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Give your team pre-tax dollars for their gym, sleep tech, and e-bikes.

Give your team pre-tax dollars for their gym, sleep tech, and e-bikes.

Give your team pre-tax dollars for their gym, sleep tech, and e-bikes.

Costs less than your group plan. Your employees get more than they would through a PEO. Send us your census and we'll show you the numbers in minutes.

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Talk to Us on Slack

Book a 15-Minute Call

Book a 15-Minute Call

Catastrophic ICHRA for NYC startups

For employees under 30

Powered by

Powered by

Corridor

Thatch

Truemed

Pre-tax wellness spending

Pre-tax wellness spending

What people are buying with their HRA dollars.

What people are buying with their HRA dollars.

Gym memberships, sleep tech, e-bikes, home fitness equipment. All eligible for pre-tax HRA spending after your team gets a Letter of Medical Necessity through Truemed. We handle the setup and walk your team through every step.

Gym memberships, sleep tech, e-bikes, home fitness equipment. All eligible for pre-tax HRA spending after your team gets a Letter of Medical Necessity through Truemed. We handle the setup and walk your team through every step.

Talk to Us on Slack

Talk to Us on Slack

Book a 15-Minute Call

Book a 15-Minute Call

  • Suzanne, 29

    Product Designer

    Lifetime Fitness membership in NoHo

    $319/mo

    Amazon Medical Subscription

    $19/mo

    Covered through HRA

  • Nikhil, 28

    Chief Executive Officer

    Whoop Subscription

    $20/mo

    Eight Sleep Mattress

    $2,500

    Covered through HRA

  • Matt, 23

    GTM Lead

    Hatch Restore 3

    $170

    Garmin Fenix 8 Pro

    $899

    Covered through HRA

  • Alexa, 26

    Chief of Staff

    Nike Strength Dumbbells

    $80

    ClassPass Membership

    $99/mo

    Infared Sauna

    $595

    Covered through HRA

  • Jake, 27

    Software Engineer

    Peloton Bike+

    $1,795

    Cotton Weighted Blanket

    $195

    Covered through HRA

  • Suzanne, 29

    Product Designer

    Lifetime Fitness membership in NoHo

    $319/mo

    Amazon Medical Subscription

    $19/mo

    Covered through HRA

  • Nikhil, 28

    Chief Executive Officer

    Whoop Subscription

    $20/mo

    Eight Sleep Mattress

    $2,500

    Covered through HRA

  • Matt, 23

    GTM Lead

    Hatch Restore 3

    $170

    Garmin Fenix 8 Pro

    $899

    Covered through HRA

  • Alexa, 26

    Chief of Staff

    Nike Strength Dumbbells

    $80

    ClassPass Membership

    $99/mo

    Infared Sauna

    $595

    Covered through HRA

  • Jake, 27

    Software Engineer

    Peloton Bike+

    $1,795

    Cotton Weighted Blanket

    $195

    Covered through HRA

You're paying

$800+/mo

per

employee

for insurance

they barely use.

Talk to Us on Slack

Book a 15-Minute Call

Group plans and PEOs are built for older, higher-utilization workforces. Your team is young, healthy, and spending more on Equinox than on doctor visits. There's a strategy designed for exactly this profile, and your employees walk away with more.

You're paying

$800+/mo

per

employee

for insurance

they barely use.

Talk to Us on Slack

Book a 15-Minute Call

Group plans and PEOs are built for older, higher-utilization workforces. Your team is young, healthy, and spending more on Equinox than on doctor visits. There's a strategy designed for exactly this profile, and your employees walk away with more.

The comparison

The comparison

Your team gets more and you pay less for it.

Your team gets more and you pay less for it.

Group plan

PEO

Catastrophic + HRA

Employer cost / employee / mo

$850–1,100+

$800–1,000+

From $745

What employees spend on

Doctor visits, Rx

Doctor visits, Rx

Premiums + gym, sleep tech, bikes, fitness, doctor visits, Rx

Admin

Weeks of paperwork

Bundled (their way)

Corridor handles everything

Multi-state teams

Painful

Limited

Built in

Wellness spending

Not coveredful

Not covered

Pre-tax through HRA

Employee choice

2–3 options

Take it or leave it

Each person picks their plan

Group plan

PEO

Catastrophic + HRA

Employer cost / employee / mo

$850–1,100+

$800–1,000+

From $745

What employees spend on

Doctor visits, Rx

Doctor visits, Rx

Premiums + gym, sleep tech, bikes, fitness, doctor visits, Rx

Admin

Weeks of paperwork

Bundled (their way)

Corridor handles everything

Multi-state teams

Painful

Limited

Built in

Wellness spending

Not coveredful

Not covered

Pre-tax through HRA

Employee choice

2–3 options

Take it or leave it

Each person picks their plan

See the numbers

See the numbers

Lower effective out-of-pocket than you'd expect. See how HRA accumulation changes the math.

Lower effective out-of-pocket than you'd expect. See how HRA accumulation changes the math.

Catastrophic plans are available to individuals under 30. Your ICHRA contribution covers the premium, and remaining dollars accumulate as HRA funds that can offset your team's deductible. Drag the sliders to model it for your company.

Catastrophic plans are available to individuals under 30. Your ICHRA contribution covers the premium, and remaining dollars accumulate as HRA funds that can offset your team's deductible. Drag the sliders to model it for your company.

Talk to Us on Slack

Talk to Us on Slack

Book a 15-Minute Call

Book a 15-Minute Call

See the numbers

See the numbers

3 free primary care visits/yr before deductible

100% preventive care (physicals, screenings, vaccines)

In-network: NYC Health + Hospitals, Northwell, CityMD

Model your plan

Monthly ICHRA contribution

$700

$400$1500/mo

Employee monthly wellness spending (gym, sleep tech, etc.)

$50

$0$500/mo
$745/mo

Total employer cost per employee

$276/mo

Fidelis Catastrophic premium

Estimated out-of-pocket max after wellness spending

Catastrophic ICHRA through Corridor

$6,112

Typical NYC Silver Plan

$9,100

Catastrophic without HRA

$10,600

Unused HRA dollars roll over each year. Effective exposure keeps dropping.

Our team has helped 1,000+ companies adopt ICHRA.

Our team has helped 1,000+ companies adopt ICHRA.

You send us your roster. We design the strategy, handle the enrollment, and manage everything after.

You send us your roster. We design the strategy, handle the enrollment, and manage everything after.

“Corridor has been an absolute game-changer for Tether. Their expertise in benefits management has made them an indispensable part of our HR strategy.”

Gary Sahota

Founder, Tether Data

Give your team the best benefits they've ever had.

Send us your census. We'll show you the numbers in minutes.

Talk to Us on Slack

Talk to Us on Slack

Book a 15-Minute Call

Book a 15-Minute Call

corridoradvisors.com

Corridor Advisors is a licensed health insurance brokerage (NPN 22176542). This page is for informational purposes only and does not constitute tax, legal, or insurance advice. Premiums, out-of-pocket maximums, and plan details shown are based on 2026 plan year rates and may vary by age, location, and carrier. Catastrophic health plans are available to individuals under age 30 or those who qualify for a hardship or affordability exemption. Wellness purchases through HRA funds require a Letter of Medical Necessity from Truemed and are subject to eligibility review. HRA rollover terms are determined by your employer's ICHRA plan design. Consult a licensed professional for advice specific to your situation.

2026 Corridor Copyright

corridoradvisors.com

Corridor Advisors is a licensed health insurance brokerage (NPN 22176542). This page is for informational purposes only and does not constitute tax, legal, or insurance advice. Premiums, out-of-pocket maximums, and plan details shown are based on 2026 plan year rates and may vary by age, location, and carrier. Catastrophic health plans are available to individuals under age 30 or those who qualify for a hardship or affordability exemption. Wellness purchases through HRA funds require a Letter of Medical Necessity from Truemed and are subject to eligibility review. HRA rollover terms are determined by your employer's ICHRA plan design. Consult a licensed professional for advice specific to your situation.

2026 Corridor Copyright